Health insurance is a financial protection plan that covers medical expenses such as hospitalization, surgeries, day-care procedures, and treatments due to illness or accidents.

Medical costs are rising every year. Health insurance protects your savings and ensures you get quality treatment without financial stress.

Most policies cover:
 Hospitalization expenses
 Pre & post hospitalization costs
 Day-care treatments
 Ambulance charges
 Some policies also cover AYUSH treatments

A waiting period is the time during which certain illnesses or treatments are not covered after policy purchase. It usually applies to pre-existing diseases and specific conditions.

Any illness or medical condition you had before buying the policy (like diabetes, BP, asthma) is called a pre-existing disease. Coverage starts after the waiting period.